DRAFT — FOR LEGAL REVIEW BEFORE PRODUCTION.

Terms of Use

Draft prepared for legal review

Acceptance of Terms

These draft Terms of Use govern access to and use of the Jardining Financial website. By using the website, users agree to the final terms posted by Jardining Financial after legal review.

Informational Website

Website content is provided for general informational purposes only. It is not financial, legal, accounting, tax, underwriting, or investment advice and should not be relied upon as a substitute for professional guidance.

No Financing Guarantee

Submitting an application, using the Growth Funding Planner, uploading documents, signing a disclosure, or communicating with Jardining Financial does not guarantee approval, offer availability, funding amount, pricing, repayment terms, timing, renewal, or final funding.

User Submissions

Users are responsible for submitting accurate, current, authorized, and complete information. Jardining Financial and parties involved in application review may rely on the information, documents, certifications, and signatures submitted through the website.

Calculator and Estimates

Calculator output is illustrative only and depends on user-entered assumptions and the configured demo annual interest rate. It is not a quote, commitment, approval, advertisement of credit terms, or offer of financing.

Legal Tailoring Required

Warranty disclaimers, limitation of liability, indemnity, governing law, venue, arbitration, class-action waiver, electronic signature, and other legal provisions must be reviewed and tailored by counsel before production publication.